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| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | 9.99% |
| Balance Transfer Intro Period | 12 Months |
| Regular APR | 15.24% Variable |
| Balance Transfer Rate | 14.50% Variable |
| Cash Advance Rate | 25.24% |
| Annual Fee | $450 |
| Late Fee | Up to $35 |
| Cash Advance Fee | 3%, Min: $5 |
| Balance Transfer Fee | 3%, Min: $5 |
Delta Reserve Credit Card features:
- Earn 10,000 Medallion® Qualification Miles (MQMs) with your first purchase, and Miles BoostsSM of up to 30,000 MQMs when you spend $60,000 in a calendar year
- Delta Sky Club™ access for you and your guests
- Check your first bag free on every Delta flight
- Priority Boarding and 20% In-Flight Savings
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
-$527 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$452 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,108 |
$3,028 |
$4,210 |
|
Value of Rewards on New Purchases
|
$456 |
$456 |
$456 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
-$450 |
-$450 |
-$450 |
|
Savings: | ||||
| Total Annual Savings | $2,040 |
$3,034 |
$4,216 |
|
| Total Savings over 3 Years |
$9,289 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
What credit score would qualify for this card??
Donarra 1 year ago
I have a poor credit score 588. Amex has turned me down in the past due to my credit.
CreditKarma has labeled this Delta Reserve (amex) card as HIGH recommended with my credit score. Does this mean that this card has a good chance of being approved with a 588 score?
And, if so, it is because of the super high yearly fee of $450?
Thanks for any insight.
RingoDestarr 1 year ago
That credit is not right for this card. Try Capital One.
CK Moderator
Medallion Qualification Miles (or MQMs) are Deltas points you earn towards frequent flyer status. 25000 MQMs gets you silver, 50000 gets you gold, 75000 gets you platinum. Besides flying Delta or its partners, the only ohter way to earn MQMs is by one of the special Amex/Delta cards that offers MQMs.
dixonmiller 2 years ago
What are Medallion Qualification Miles? Is Delta in danger of going out of business?
Maximus 3 years ago
Credit Score Approval Data
Ideal for those with Good Credit:
729
AVERAGE Credit Score Approved for this Card
655
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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martina76 9 months ago