Offered by: Chase
| Purchase Intro Rate | 0% |
| Purchase Intro Period | Up to 15 Months |
| Balance Transfer Intro Rate | 0% |
| Balance Transfer Intro Period | Up to 15 Months |
| Regular APR | 11.99% - 21.99% (Variable) |
| Balance Transfer Rate | 11.99% - 21.99% (Variable) |
| Cash Advance Rate | 19.24% |
| Annual Fee | $0 |
| Late Fee | Up to $35 |
| Cash Advance Fee | 3%, Min: $10 |
| Balance Transfer Fee | 3%, Min: $5 |
Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration features:
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
-$527 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$651 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,900 |
$4,215 |
$5,777 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,024 |
$4,215 |
$5,777 |
|
| Total Savings over 3 Years |
$13,017 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
I do not recommend this card. I applied so I could get the 0% with plans of doing a balance transfer wanting to get my current cc balance paid without paying interest. They said I was approved (my score is 753). I entered the amount I wanted to transfer even though they did not tell me my credit line amount. Then I got a letter in the mail that only $320 could be transferred and my total credit line was for $400. I immediately told them to cancel it all out of the system, absolutely do not want a cc with a $400 credit line!
legrande 2 months ago
Applied for this card Oct 2011. CK Trans score of 701, two open credit cards (Visa & Discover), recently paid off auto loan, no other loans or lines of credit. No late payments or deroggatory items, but 57% credit utilization. Approved for $6000, 0% APR for 21 months on purchases and balance transfers, $0 fee on transfers for first 30days, 11.99% V APR after 21 months.
Anonymous 3 months ago
I am a joint-cardholder with my partner on this card. We both work for a school-system in the city of Chicago, and last year they made a change in their payment processing that caused a month delay in everyone's pay check across the board. This essentially caused much financial hardship for everyone as, without funds for a month, many bills had to go past due.
As soon as we found out about this (a month before it was going to happen, just after Christmas) we contacted all of our creditors and explained the situation. Almost everyone was understanding and forgiving, waiving late fees and allowing extensions. Chase was not one of those companies that was willing to work with us. After numerous phone calls, faxing documention explaining the situation per our districts HR department, and constant emails, they continued to state that if we did not pay by the due date our interest would spike from 12% to 35% and our limit would be lowered as a result. This is after 5 years of on-time payments and no issues.
Because of the interest hike, having to catch up on mortgage and other bills, and several "glitches" with our districts "new and improved" payment systems, we were reported as 90 days late and again 30 days late on a payment. My partner chose to close the account without discussing it with me because he was so disgusted with the way Chase handled the issue.
Fast-forward to the present. We are not a year over the previous problem and everything is back to order. We have been making on-time payments to Chase for 18 months with no issues. However, the ding in my credit score from the late payments hurt, so I called to ask about "reaging" the account. "Sue" answered the call and was as surly as they come. I am a polite, calm person (I am a teacher, I have to be) regardless, she was not friendly. She explained that they DO reage accounts, but because I chose to close it, I was out of luck (smokers cough ensued for about 3 minutes after this). I thanked her for he time and hung up.
I contacted Chase about re-opening the account thinking that I have given enough time to be considered in good standing with them again. That way I could reage the card and gain account holding benefits as they were offered. I was notified that due to my negative payment history, I will not be allowed to open the account again. Really? Really?!?
Chase has lost a valuable customer here. This in not good business practice. I would advise anyone that wants a good card to avoid Chase at all costs.
scamps218 5 months ago
Poor application process and worse misleading denial process. They will tell you the card is denied because you already have this card even if you never had one. Then they don't provide contact information, their application department can't even access the other accounts they claim you have to confirm you don't have them. Chase is basically dishonest and misleading.
slclemens 6 months ago
See all 62 Reviews of Slate® from Chase - $75 Bonus and Up to 15 Month Intro Duration
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Ideal for those with Good Credit:
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† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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Applied because of low intro APR offer to people withgood credit. Got approved with 744 score according to Chase. Card shows up, my APR is 21.99% with $1000 limit! Why would I want a card with a lower limit AND a higher APR than I currently have with Citi. Cancelled it immediately and will never do business with Chase. Classic bait and switch scam!
GucciLilPigE 2 months ago