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Slate^SM from Chase

Offered by: Chase

51 comments | Comment on this offer

Details

Purchase Intro Rate	0%
Purchase Intro Period	Up to 12 Months
Balance Transfer Intro Rate	0%
Balance Transfer Intro Period	Up to 12 Months
Regular APR	13.24% Variable
Balance Transfer Rate	13.24% Variable
Cash Advance Rate	19.24% Variable
Annual Fee	None
Late Fee	See Terms
Cash Advance Fee	See Terms
Balance Transfer Fee	See Terms

Slate^SM from Chase features:

0% Intro APR for up to 12 months*
No Annual Fee
Pay down balances on your terms with Blueprint^SM
Zero Liability on unauthorized purchases
E-mail and text alerts

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

51 Total Comments

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Stay away from anything with the Chase name on it.

They think because they bought enough Congressmen they can do whatever they want.

jamescupit 10 months ago

true. I hate Chase. Chase is like a monopoly. Every corner you see a branch.

ebravo88 8 months ago

I used to love Washington Mutual. Post merger, I closed all of my accounts. I'll just stick to my credit union, thank you very much!

femmedefoot 6 months ago

The brochure language seems to suggest this card goes a lot further towards making you realize how much you're spending and how much interest your spending is costing you. At least they do that work so that people who can't be bothered to calculate it on their own until they're in a pickle have that information. For that reason alone I give a thumbs-up. $0 AF is also a plus.

christoofar 10 months ago

This actually looks like a decent card. Most cards could care less that you never paydown the balance since they make money on it. This has some tools to help you figure out how much you pay and spend.

hardeight 9 months ago

I have a chase rewards credit card that I've had for a few years now and Chase has been a very good credit provider, however if you're sold on the notion of a credit company offering more user friendly credit spending analysis tools I'd have to recommend getting a Discover card instead. The discover card has an online tool called spending analyzer which takes your statement information over your choice of time frame (anywhere from the current month to the past 24 months) and categorizes all of your spending into a pie graph with sections like retail, gas, supermarkets, restaurants, etc.. This way it's easy to see where you're spending your money most. You can further categorize it by selecting a specific category of the pie chart to see which stores specifically your expenses have been at in a new pie chart. It also provides calculators to determine how long it would take and how much interest you'd pay if you made a purchase and paid a certain fixed amount per month. I'm not trying to bash Chase because I've never had a problem with my Chase credit card but I think Discover is definitely the better card (though it isn't accepted at as many places as Chase Visa or Mastercard).

bprice 9 months ago

Why limit yourself to one card, just use mint.com and consolidate all credit card spending activity with pie charts. Have your pie and eat it too. - M. Antoinette

kangman 9 months ago

I have a slate card. Interest rate of 2.9% on balance from special previous offer. They raised my purchase rate to 26% now. Never been late. Score 782.Just another thieving bank. I don't use the card anymore, just pay down at 2.9%

flsy2 9 months ago

l apply for a slate card because they offer 0% APR. l have a 761 score but they denied to gave me that particular card because they said l already have one in the past with 0% APR.

l think they are not clear in the application. They need to people know in the application form to DON T apply if already had 0% APR in the past.

Mhelguero 9 months ago

NOT RECOMMENDED

I applied for the card due to the possible 12 month rate of 0% and the moderate rate of 13% after the intro period. The acceptance email told me I would get the 0% rate for 6 months. When the card arrived, the documentation said that the 0% rate was only for 3 months and the regular APR would be 22%.

STAY AWAY from bait and switch bankers.

erikaunhold 9 months ago

Wow that's horrific. I'm glad I only have 1 chase card and fortunately it's one I'm happy with.

Teddy15 9 months ago

Same exact bait and switch happened to me. My score is around 740. I will not be activating the card.

mstratton30 9 months ago

Ditto for me. I activated the card to at least take advantage of the 0% for 6 months because I did a balance transfer. Once that's up I'm transferring it back to my Citi card with the MUCH lower interest rate. Chase has some good rewards cards but no good low-interest cards.

racextreme19 7 months ago

Wow...after reading this thread, I'm not hitting 'send' on my application. Thanks for the info all!

lslusarz 5 months ago

Anyone notice the 13.5% rate?!! with a decent score its easy to find a 7% fixed, just throwing good money after bad.

Oh yeah, Chase is a horible company to deal with if anything gets messed up. its automatically YOUR fault and YOUR problem

DANWL 9 months ago

If you know of a good 7% card, please share. We would love to feature it.

CK Moderator

I have a chase card w/o rewards and it is a 4.65 rate. The ones with rewards went up to 20% before they cancelled all of them on me.

biggieruss 8 months ago

I have a 739 Experian and a 730 Transunion Score and Chase wont even give me overdraft protection. I am dropping Chase this year and going with a community back that I found on the website http://www.bank-checking.com.

RonB 8 months ago

I have been with Chase since 2003. Was converted to a Chase Slate about 6 months ago. Had a fixed rate for life of 5.99%. Now it is Variable at like 13.24%. They raised it simply since they can. Luckily I condensed my debt on this card with a special APR of 1.99% Fixed a while back and it cannot be changed.

On a side note they had reflected a late payment and jacked my rate a few years ago and I got it corrected this year and they refunded me $1600 in interested I paid at the higher rate.

They do suck!!!!!!!

sharkzfanz 8 months ago

Comment On This Offer

Credit Score Approval Data

Ideal for those with Good Credit:

714

AVERAGE Credit Score Approved for this Card

674

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.