Capital One® VentureSM Rewards Credit Card

56 Reviews | Write a Review

Offered by: Capital One

1-866-960-8706

Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 11.9% - 19.9% (V)*
Balance Transfer Rate 11.9% - 19.9% (V)
Cash Advance Rate 24.9% (V)
Annual Fee $59
Late Fee up to $35
Cash Advance Fee 3%, Min: $10
Balance Transfer Fee None

Capital One® VentureSM Rewards Credit Card features:

  • Money® Magazine's "Most Rewarding Card if you crave free airline flights"
  • 2 miles per dollar on every purchase, every day
  • Redeem your miles for ANY travel expense
  • Earn 10,000 bonus miles, equal to $100 in travel
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,036

$4,227

$5,786

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$912

$912

$912

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$100

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

-$59

-$59
 
Savings:
Total Annual Savings

$3,989

$5,080

$6,639
Total Savings over 3 Years

$15,708

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

1. 10,000 bonus miles when you spend $1,000 in your first 3 months.
2. First year's annual fee is waived.

Reviews

Most Recent Reviews

CK score: 769.  Experian: 750.  Approved for $15k

edwardmiller 1 week ago

You must pay off your balance every month.  Apply again in 45 days and tell them that you want to transfer a balance and that you want the checks to make a deposit from your credit card.  This will trick them in their scheme to cherry pick the most profitable interest-paying customers.

jbzulu 4 weeks ago

I applied and was turned down for the Capital One Venture Card.  I have a perfect payment history, no derogatroy items, and a credit score around 775.  I pay off my cards each month.  I have an income of $235,000 a year.  I use my cards for business purposes a lot with my business, and wanted a higher credit limit, but was turned down for any credit limit. 

Capital One cherry picks applicants that they think are going to carry a balance, because those are the most profitable customers - those that are going to pay interest every month.  Therefore you need to play their game when applying.  Tell them that you are going to carry a balance, and that you want checks to transfer a balance from another card.  You may even want to transfer a small amount from another card to make yourself an attractive customer to them, especially if you plan to pay your balance in full each month. 

jbzulu 4 weeks ago

Great card, alright rewards, 720credit got card

coolidge 2 months ago

+2

I love this card! The miles are super easy to redeem! All I need to do is book my purchase on my Venture card and then I call up rewards and say I want to use them on this specific travel purchase. It doesn't have to be on an airline ticket either! I have used it on hotels and rental cars. The conversion is simple with Capital One compared to my other travel rewards card that is with only one airline. I just have to multiply my purchase price by 100 to see how many miles I will need for the purchase! There is a reason Money magazine rated this card top one to rack up the miles with.

aprilprincess123 3 months ago

See all 56 Reviews of Capital One® VentureSM Rewards Credit Card

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Credit Score Approval Data

Ideal for those with Good Credit:

725

AVERAGE Credit Score Approved for this Card

649

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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