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Discover® Student Card w/ no annual fee

126 comments

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Discover
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Start building credit with the Discover Student Card with 0% APR for 6 month, 5% cash back bonus on some purchases, and 1% cash back bonus every time you use your card. Plus, unlimited cash rewards with no annual fee.

Discover® Student Card Details

Purchase Intro Rate0%
Purchase Intro Period6 Months
Balance Transfer Intro RateN/A
Balance Transfer Intro PeriodN/A
Regular APR14.99%
Balance Transfer RateN/A
Cash Advance RateSee Terms
Annual FeeNone
Late FeeSee Terms
Cash Advance Fee3%, Min: $5
Balance Transfer Fee3%, Min: $5

Discover® Student Card Features:

Build your credit history
0% Interest* on Purchases for 6 Months
No minimum income or cosigner required
No Annual Fee
Easy Online Account Management tools

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USER COMMENTS(126)

usmanity
Nov 12
11:31 pm

509 = declined.

CK Moderator

With a 509, you should consider a secured credit card as most unsecured cards will decline that score.

amitpanchabh
Nov 2
8:30 pm

guys I got Bofa Visa Power Rewards card for $1000 without any credit history. Try this.

mbargas1_tc
Oct 30
10:03 pm

I had to do the 1st Premier card and pay the fees but I got a second card approved no fees except $74 annual w/$500 credit limit and I had less than 550 score with a recent bankruptcy as well. I am trying to fix my credit and I also just got approved through Capital One for $500 with 0% Intro rate. My score currently says 588.. which it was 533 when approved through Cap One... Try Orchard Bank...

mastrpj89
Oct 26
9:29 pm

Um...I am a sophomore in college...I am 20 years old...my credit score according to this website is 726 from transunion and 699 from experian...if i applied for this card, what kind of limit could i expect....

CK Moderator

$500-$2500 is reasonable for student cards.

chris91
Oct 16
1:13 pm

I find this card ridiculous! You have to have good credit in order to get approved. WTF? Its suppose to be a student card with people to start out their credit.

SOHAIL0389
Oct 6
5:44 pm

Declined 646

DjHarmonic
Oct 3
10:35 am

Got accepted with 733. $1500 credit line =]

gloglo21
Sep 30
4:26 pm

i have a 577 what card would be good for me

CK Moderator

With that score you will be declined for most unsecured credit cards. There are a couple of credit cards with extremely high fees which would approve you, but a secured credit card is generally better because at least you get your deposit back. Public Savings Bank is the most popular of the secured credit cards on the site.

kylag
Sep 28
8:41 pm

This is not a good offer it is supposed to help you build your credit instead they expect you to have a good credit score. It said you could have poor to excellent mine is fair 521 to be exact. I have a capital one limit started at 1,000 now that is good.

DjHarmonic
Oct 9
9:43 pm

Capital One might be one of the few reasons why your score's so low - http://www.consumerismcommentary.com/2006/09/15/capital-one-credit-cards-hurt-your-credit-score/

kevinmise
Sep 23
7:49 pm

My credit score is currently 647. I filed bankruptcy back in December of 2008, but it was discharged in March of 09. Would I be approved for a card?

CK Moderator

Most lenders will have a requirement on recent bankruptcies. Your best option is probably a secured credit card.

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