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Right Time to Refinance a Home?

The costs savings to refinance a mortgage loan can be a considerable amount. Some homeowners with higher adjustable rates are finding that now is a good time to refinance their mortgages.... More

80

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Turn Up Roses This Valentine's Day

It's that time of year again when children and adults alike exchange cards, candy, and small gifts, and singles are reminded, yet again, that they are single.... More

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Should You Pre-Pay Your Mortgage?

As with most things in the financial world, the answer to this question is not a simple one. There is not one piece of advice that should be given to everyone. Instead, there are several factors that should be taken into consideration when deciding whethe... More

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5 Steps to Successful Savings

The journey of a thousand miles begins with a single step… as does the journey to a successful savings plan. Join me as we walk through one of the most basic parts of setting up a successful savings program... More

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Work Hard, Play Hard, Save Smart

Poolside cabana, $200 a day. Plane tickets to your destination of choice, $750. Vacationing without worrying about putting a dent into your finances, priceless.... More

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Down Payment Holding You Back? It Shouldn’t.

Do you have your eye on that four bedroom house with a white picket fence and a bonus room? You’ve compared interest rates and monthly payments, and the only thing holding you back from buying your dream home is the large down payment required?... More

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Questions to Ask When Applying for Home Equity

Vacations can be very expensive. For many people, the way out of this dilemma is a home equity loan to finance their dream vacation.... More

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Use Rate Tables to Stay Atop Changing Market

On September 16th, 2008, the Federal Reserve kept the target Fed Fund’s rate steady at 2.00%.... More

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Fed Rate Cut What the Housing Doctor Ordered

Today, the U.S. Federal Reserve slashed the discount rate by 75 basis points down to 2.25%. But how does the Fed rate cut affect you and your search for a new home? Is the Fed rate cut the miracle elixir to cure the housing market pain?... More

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Foreclosure: The Other F-Word

Okay, so foreclosure’s not exactly a four-letter word, but it’s definitely the most dreaded 11-letter F-word for homeowners. Foreclosures may be at record highs, but that doesn’t mean you have to be a part of another sad statistic.... More

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