Credit Advice

Have a question? Have advice to share? The combined knowledge and experience of everyone in the Credit Karma community can help you. Enter your question or help others below to get started!


Posted in Auto Loans
Profile Image

Question By

26 Contributions
85 People Helped
I discharged a Bk Ch#7 in Nov.2014 and I desperately need to refi my 19% Auto loan. Can anyone help?
My scores with CK are 676(TU) & 654 (EQ). I think these scores aren't that bad compared to others but I'm afraid to apply because the last time I applied for a 90day same as cash lease contract at a furniture store that stated (no credit needed) I was embarrassingly denied :o Honestly its bad when they supposedly don't run your credit and one is still denied. I'm not sure what could be so wrong since I did have BK last year (2014) but it was discharged in Nov. 2014 and I have been rebuilding credit.. I don't want to just apply here and there due to the inquiry dock of points but I'm not sure what to do. Please help. Thanks.

Your Credit Scores Should Be Free. And Now They Are.

View your scores and reports anytime.


Reply to this Question

Write your response:
Enter Your Comments

The Credit Advice pages of the Site may contain messages submitted by users over whom Credit Karma has no control. Credit Karma cannot guarantee the accuracy, integrity or quality of any such messages. Some users may post messages that are misleading, untrue or offensive. You must bear all risk associated with your use of the Credit Advice pages and should not rely on messages in making (or refraining from making) any specific financial or other decisions.