Synchrony Premier World Mastercard®
3 Reviews
Rewards rate
2%
Cash back
Annual fee
None
Welcome bonus
$100
Additional rates and fees
Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
20.74% - 33.49% Variable APR as of October 1, 2026
Intro balance transfer APR
N/A
Regular balance transfer APR
20.74% - 33.49% Variable APR as of October 1, 2026
Cash advance APR
23.74% - 36.49% Variable APR as of October 1, 2026
Cash advance fee
5% of each cash advance ($10 min)
Late fee
See Terms*
Penalty APR
30.74% - 39.99% Variable APR as of October 1, 2026
Balance transfer fee
5% of each transfer ($5 min)
Foreign transaction fee
3%
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Limited Time: Earn $100 cash back± (as a statement credit) when you open a Synchrony Premier World Mastercard® and spend $1,000 or more on purchases in the first 60 days.
- 2% cash back** on every purchase--no categories, tiers, or limits--no kidding.
- No annual fee^
- Zero Liability Protection
- Secure online and mobile app account access
- Get more out of every day purchases -- earn 2% cash back with the Synchrony Premier World Mastercard®. No complicated math or rewards categories to remember.
- Plus, you'll also gain access to additional key benefits like identity theft protection, money-saving discounts, and concierge travel planning support.
**CASH BACK REWARDS: Subject to credit approval. Valid on net purchases (less credits, returns and adjustments) of goods and services made with a Synchrony Premier World Mastercard. Cash back earned will be applied as a statement credit within 2 billing periods after an eligible purchase is made. Cash advances, fees and interest charges do not qualify to earn cash back. Account must be open and in good standing at the time the purchase is made and the statement credit is applied. See Rewards Program Terms for details.^NO ANNUAL FEE: New Accounts as of October 1, 2026: Variable Purchase APR 20.74%, 27.74%, or 33.49%. Variable Balance Transfer APR 20.74%, 27.74%, or 33.49% and 5% Fee ($5 min). Variable Cash APR 23.74%, 30.74% or 36.49% and 5% Fee ($10 min). Variable Penalty APR 30.74%, 37.74%, or 39.99%. Minimum Interest Charge is $2. Foreign Transaction Fee is 3%. ±$100 CASH BACK REWARDS OFFER: Subject to credit approval. In order to qualify for this offer, you must open a Synchrony Premier World Mastercard® between 10/13/2026 and 12/31/2026 and use it to make qualifying purchases of $1,000 or more (minus any returns or adjustments during the promotional period) in the first 60 days. For accounts that qualify, a $100 statement credit will post to your account within 1–2 billing cycles from end of offer period. Only one $100 statement credit can be earned per account. Offer not transferable. Statement credit cannot be used to satisfy the required monthly payment on your Synchrony Premier World Mastercard® account and may not be redeemed for cash or cash equivalent. Account must remain open, in good standing, and not become delinquent at the time the statement credit is applied.