Navy Federal cashRewards
6 Reviews
Rewards rate
1.5%
Cash back
Annual fee
None
Welcome bonus
$250
Additional rates and fees
Annual fee
None
Intro purchase APR
N/A
Regular purchase APR
14.15% - 18.00%* Variable
Intro balance transfer APR
You can earn $250 cashback when you spend $2,500 within 90 days of account opening, plus new cardholders can get a 1.99% intro APR for 12 months on balance transfers with your first 60 days of account opening. Offer valid for accounts applied for between 7/1/26 - 1/3/27.
Regular balance transfer APR
14.15% - 18.00%* Variable
Cash advance APR
2% above your variable APR. This APR will vary with the market based on the U.S. Prime Rate.
Cash advance fee
None if performed at Navy Federal Branch or ATM. Otherwise, $0.50 per domestic transaction or $1.00 per foreign transaction fee.
Late fee
Up to $20
Penalty APR
18.00%* Variable
Balance transfer fee
None
Foreign transaction fee
$0
Return payment fee
None
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 1.5% cash back on all purchases.
- Redeem as soon as you earn.
- If eligible, you could receive 2% cashback with the cashRewards Plus card.