Bilt Blue Card
Rewards rate
1x - 4x
Points per dollar
Annual fee
$0
Additional rates and fees
Annual fee
$0
Intro purchase APR
N/A
Regular purchase APR
26.99% - 34.99%* Variable
Intro balance transfer APR
N/A
Regular balance transfer APR
26.99% - 34.99%* Variable
Cash advance APR
31.99% - 34.99%* Variable
Cash advance fee
5%, Min: $5
Late fee
Up to $41
Penalty APR
None
Balance transfer fee
5%, Min: $5
Foreign transaction fee
None
Return payment fee
Up to $41
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
- Welcome offer: $100 of Bilt Cash when you apply and get approved. Each Bilt Cash award expires 12 months after you earn it, on the last day of that month.
- Spend Bilt Cash where you want: hotels, Lyft rides, Walgreens purchases, and more.
- Earn up to 4X points at Bilt partner restaurants.
- Earn up to 3X points on hotels and flights booked on the Bilt Travel Portal, and 3X points on Lyft after linking your Bilt and Lyft accounts.
- 1X points on everyday spend.
- Bilt Point redemptions include airlines, hotels, future rent and mortgage payments, Lyft rides, statement credits, student loan balances, a down payment on a home, and more.
- Other benefits: No foreign transaction fees, Cellular Wireless Telephone Protection, Purchase Assurance, MasterRental Coverage (See Guide to Benefits)
- Bilt Cards are issued by Column N.A., Member FDIC, pursuant to license from Mastercard International Incorporated. Cardless Inc. is the servicer of the Bilt Cards. Terms apply. Subject to approval and eligibility. See Bilt Card Offer Terms.