Min. deposit
$200
Refundable
Regular purchase APR
15.24%* Variable
Annual fee
$49
Rewards rate
1%
Cash back

Additional rates & fees

Annual fee: $49

Intro purchase APR: N/A

Regular purchase APR: 15.24%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: N/A

Cash advance APR: 24.24%* Variable

Cash advance fee: 3%, Min: $10

Late fee: Up to $41

Penalty APR: See Terms*

Balance transfer fee: N/A

Foreign transaction fee: 3%

Return payment fee: Up to $30

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

You Aren't Stuck with Bad Credit. Start Rebuilding with a First Progress Prestige Credit Card!¹
Earn 1% Cash Back Rewards on payments made to your First Progress Prestige Secured credit card account.
View Statements, Make Payments, Manage Rewards & MORE on the First Progress Mobile App!
No Credit History or Minimum Credit Score Required for Approval
Imagine being rewarded for simply paying your bill each month. Make a Payment and Earn 1% Cash Back!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Poor Credit is Just a Hurdle. First Progress Can Help You Get Past it!
Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.