Ink Business Preferred℠ Credit Card

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  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don't expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee
Annual Fee:
$95
Purchase Intro APR:
N/A
Purchase Regular APR:
16.24% - 21.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.24% - 21.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.24%* Variable
Cash Advance Fee 5%, Min: $15
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee 5%, Min $5
Foreign Transaction Fee $0
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 80,000 points after you spend $5,000 in 3 months.

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
x10x
by x10x
Helpful to 0 out of 1

EXCELLENT CARD AND I LOVE MY CHASE BANK. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
x10x
by x10x
Helpful to 0 out of 1

EXCELLENT CARD AND I LOVE MY CHASE BANK. 


Our Take

The Chase Ink Business Preferred℠ Card offers great rewards for small business owners.

What to Like

The rewards start with a solid spending bonus: 80,000 bonus points after you spend $5,000 on purchases in the first 3 months. Cardholders also earn 3 points per dollar on the first $150,000 spent each year in categories like travel and internet. Plus, there’s no foreign transaction fees.

Look Out For

The card comes with a $95 annual fee. There’s also a balance transfer fee and a high penalty APR that can apply if you miss a payment.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2016 through November 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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