124 Reviews
Rewards rate
1x - 3xPoints per dollarAnnual fee
$0Welcome bonus
20,000PointsEditors' bonus value estimate
$200
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% intro APR for 12 months from account opening
- Regular purchase APR
- 19.24%, 24.24%, or 29.24% Variable APR
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 19.24%, 24.24%, or 29.24% Variable APR
- Cash advance APR
- Refer to Important Credit Terms*
- Cash advance fee
- Refer to Important Credit Terms*
- Late fee
- Refer to Important Credit Terms*
- Penalty APR
- None
- Balance transfer fee
- 3% for 120 days from account opening, then up to 5%, min: $5
- Foreign transaction fee
- None
- Return payment fee
- Refer to Important Credit Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria.
- Select "Continue" to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% Variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.