USAA® Eagle Adapt™ Credit Card
Rewards rate
1% - 3%
Cash back
Annual fee
None
Welcome bonus
$200
Additional rates and fees
Annual fee
None
Intro purchase APR
0% intro APR for 15 months on all purchases
Regular purchase APR
16.40% - 26.40% variable regular APR
Intro balance transfer APR
0% intro APR for 15 months on balance transfers
Regular balance transfer APR
16.40% - 26.40% variable regular APR
Cash advance APR
16.40% - 26.40% variable regular APR
Cash advance fee
5% of the amount of each Cash Advance. Fee waived when transferring funds electronically to your USAA Federal Savings Bank deposit account.
Late fee
Up to $35
Penalty APR
None
Balance transfer fee
5% of the amount of each Balance Transfer
Foreign transaction fee
None
Return payment fee
Up to $35
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Earn a $200 reward bonus after spending $1,000 on qualifying purchases within 90 days of account opening.
- Get a 0% intro APR for 15 months on all purchases, and on any balance transfers and convenience checks that post to your account within 90 days of account opening. After this time, the variable regular APR of 16.40% - 26.40% will apply to these introductory balances and any new transactions.
- 3% cash back on your first $3,000 in combined quarterly purchases across eligible spend categories including gas & electric vehicle charging stations, groceries, dining, live entertainment & streaming services, home improvement & home furnishings, travel, transit, and health & wellness.
- 1% unlimited cash back on other purchases.
- No penalty APR.
- No annual fee.
- No foreign transaction fees.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- 16.40% - 26.40% variable regular APR.
- Terms and Restrictions apply. See the Reward Terms and Conditions on USAA’s website for details.
- See Rates and Fees for details.