Rewards rate
1% - 10%
Cash back
Annual fee
$0

Additional rates & fees

Annual fee: $0

Intro purchase APR: N/A

Regular purchase APR: 29.24% - 31.24%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: N/A

Cash advance APR: N/A

Cash advance fee: N/A

Late fee: $0

Penalty APR: N/A

Balance transfer fee: N/A

Foreign transaction fee: None

Return payment fee: None

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

No annual fee– in fact, no fees of any kind
Up to 1.5% cash back on unlimited everyday purchases (1% right away increases to 1.25% after 6 monthly on time payments and 1.5% after another 6 monthly on time payments)
2-10% cash back at select local and national merchants
See if you’re pre-approved in minutes without impacting your credit score
No Credit Score? No problem. Credit history isn’t required for approval
Get an automatic credit limit increase after 6 qualifying on time monthly payments. Terms apply
No security deposit required
Petal reports to all 3 major credit bureaus
Pay with ease with a contactless card or on your phone using Apple Pay, Google Pay, or Samsung Pay
Card issued by WebBank