Rewards rate
1% - 2%
Cash back
Annual fee
$0

Additional rates & fees

Annual fee: $0

Intro purchase APR: N/A

Regular purchase APR: 27.24%* Variable

Intro balance transfer APR: 10.99% Intro APR for 6 Months

Regular balance transfer APR: 27.24%* Variable

Cash advance APR: 29.24%* Variable

Cash advance fee: See Terms*

Late fee: None the first time you pay late. After that, up to $41.

Penalty APR: See Terms*

Balance transfer fee: 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Foreign transaction fee: None

Return payment fee: Up to $41.

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

No credit score required to apply.
No Annual Fee, earn cash back, and build your credit history.
Establish your credit line by providing a refundable security deposit of at least $200. That means a $200 deposit for a $200 credit line. Or a $500 deposit for a $500 credit line. Bank information must be provided when submitting your deposit, and the security deposit equals your credit limit.
Automatic reviews starting at 7 months to see if we can transition you to an unsecured line of credit and return your deposit.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Click "Apply Now" to see terms and conditions.

See offer and benefit terms

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