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- Rewards rate1x - 2xPoints per dollar
- Welcome bonus20,000Points
- Editors' bonus estimate$306
- Annual fee$0
Additional rates & fees
- Annual fee
- $0
- Intro purchase APR
- 0% for 15 Months
- Regular purchase APR
- 13.49% - 23.49% Variable
- Intro balance transfer APR
- 0% for 15 Months
- Regular balance transfer APR
- 13.49% - 23.49% Variable
- Cash advance APR
- 25.24% Variable
- Cash advance fee
- 5%, Min: $10
- Late fee
- Up to $40
- Penalty APR
- Up to 29.99% Variable
- Balance transfer fee
- Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
- Foreign transaction fee
- 3%
- Return payment fee
- Up to $40
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
- 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
- The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
- The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.