Capital One® Spark® Miles Select for Business

APPLY NOW
  • Earn 1.5 miles per $1 on every purchase, every day 
  • Plus, a one-time bonus of 20,000 miles once you spend $3,000 on purchases within 3 months of approval 
  • Miles don't expire, and there are no categories to limit where or what you buy 
  • Save on interest with 0% intro APR on purchases for 9 months; 13.24%-21.24% variable APR after that 
  • Pay no annual fee or foreign transaction fees 
  • Get online Quarterly and Year-End Summaries 
  • There's no limit to the amount of miles you can earn and miles don't expire 
  • Fly on any airline, anytime, with no blackout dates or seat restrictions
Annual Fee:
$0
Purchase Intro APR:
0%*
(9 months)
Purchase Regular APR:
13.24% - 21.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
13.24% - 21.24%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 23.24%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $39
Penalty APR 29.65%* Variable
Balance Transfer Fee N/A
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Sign-Up Bonus

Earn 20,000 miles after you spend $3,000 in 3 months.

All Purchases

1.5 miles per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
great credit card
by Anonymous
Helpful to 2 out of 2

this is an easy way to use a card that gives you complete flexability ! on line services are very user friendly. i would recommend this card for any small business person . 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
Anonymous
great credit card
by Anonymous
Helpful to 2 out of 2

this is an easy way to use a card that gives you complete flexability ! on line services are very user friendly. i would recommend this card for any small business person . 


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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