Rewards rate
2x - 5xMiles per dollarAnnual fee
$95Welcome bonus
75,000MilesEditors' bonus estimate
up to $1,590
Additional rates & fees
- Annual fee
- $95
- Intro purchase APR
- N/A
- Regular purchase APR
- 19.99% - 29.99% (Variable)
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 19.99% - 29.99% (Variable)
- Cash advance APR
- 29.99% (Variable)
- Cash advance fee
- 5% of the amount of the cash advance, but not less than $5
- Late fee
- Up to $40
- Penalty APR
- None
- Balance transfer fee
- $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
- Foreign transaction fee
- None
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs