Bank of America® Premium Rewards® credit card
14 Reviews
Rewards rate
1.5x - 2x
Points per dollar
Annual fee
$95
Welcome bonus
60,000
Points
Editors' bonus value estimate
$600
Additional rates and fees
Annual fee
$95
Intro purchase APR
N/A
Regular purchase APR
19.49% - 27.49% Variable APR on purchases
Intro balance transfer APR
N/A
Regular balance transfer APR
19.49% - 27.49% Variable APR on balance transfers
Cash advance APR
See Terms*
Cash advance fee
See Terms*
Late fee
See Terms*
Penalty APR
up to 29.99% APR
Balance transfer fee
5% of the amount of each transaction
Foreign transaction fee
None
Return payment fee
See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Low $95 annual fee.
- Receive 60,000 online bonus points - a $600 value - after you make at least $4,000 in purchases in the first 90 days of account opening.
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases. No limit to the points you can earn and your points don't expire as long as your account remains open.
- Turn daily purchases into everyday wins. Simply use your Premium Rewards credit card for the things you already buy - from gifts to getaways - BofA Rewards™ members earn more points.
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at BofA Travel.
- Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years.
- Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays and lost luggage.
- No foreign transaction fees.
- This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.