Platinum Delta SkyMiles® Credit Card from American Express

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  • Limited Time Offer: Earn 70,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in your first 4 months. 
  • Terms Apply.
  • In addition, earn a $100 statement credit after you make a Delta purchase with your new Card within your first 4 months. Offer expires on 7/5/2017. 
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every dollar spent on all other eligible purchases. 
  • Check your first bag free on every Delta flight - that's a savings of up to $200 per round trip for a family of four. 
  • Settle into your seat sooner with Priority Boarding. 
  • Visit our credit card partner’s site in order to learn more and securely apply for the Platinum Delta SkyMiles® Credit Card from American Express    
Annual Fee:
$195
Purchase Intro APR:
N/A
Purchase Regular APR:
16.74% - 25.74%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
16.74% - 25.74%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%
Cash Advance Fee 3%, Min: $5
Late Fee Up to $38
Penalty APR 29.99%
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee None
Return Payment Fee Up to $38

Rewards

Sign-Up Bonus

Earn 70,000 miles after you spend $4,000 in 4 months.

All Purchases

1 mile per dollar

No cap on spending

Airfare

2 miles per dollar

Earn 2 miles on every dollar spent on purchases made directly with Delta.


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
mattgugs
Amex Delta Platinum
by mattgugs
Helpful to 7 out of 7

Without a doubt, This card has the best customer service. Had it for about 7 years now. The interest rate is reasonable at 11.75%.  The only negative is they get touchy when I paid thru website and had an error with check routing #, they suspended my pay options.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
pasqualei
USED TO BE A GOOD CARD...
by pasqualei
Helpful to 10 out of 12

Delta skymiles has become one of the worst rewards program in the industry. Redeeming what you earn is very difficult, given the limited amount of seats made available to its members.

This card is offering a decreasing amount of benefits. Unless you are a VERY frequent traveler and spend huge amounts of money on it, it's not worth it.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from December 2016 through May 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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