Sign up bonus credit cards
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CK Editors’ Tips††: Credit card sign-up bonuses can be one of the best ways to load up on rewards, but you’ll want to make sure the card also offers ongoing value.Read more
What to consider when choosing a credit card with a sign-up bonus
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
It’s always important to see if a credit card has a useful sign-up bonus, but it usually shouldn’t be your only reason to get a card. While these bonuses can help boost your rewards balances within a few short months of opening the card, there’s ultimately no substitute for ongoing value, especially when you’re paying an annual fee. Plus, you’ll want to make sure you’re not spending more than you can afford just to hit the threshold for earning the bonus.
How we picked the best credit card sign-up bonuses
Our list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksOur list of the best credit card sign-up bonuses involves assessing the latest offers available from issuers and determining each bonus’s value via Credit Karma’s most recent estimated point valuations. We then check the list each month to determine if the bonuses are still active and relevant, and we add new top bonuses when appropriate. Read more about our methodology for picking the best credit cards.
Great for maximizing travel rewards††
Great for maximizing travel rewards††
Chase Sapphire Preferred® Card
Rewards rate
1x - 5xPoints per dollarAnnual fee
$95Welcome bonus
75,000PointsEditors' bonus estimate
up to $1,598
Rewards rate
1x - 5x Points per dollar
Annual fee
$95
Welcome bonus
75,000 Points
Editors' bonus estimate
up to $1,598
- Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's over $900 when you redeem through Chase Travel℠.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Great for choosing your top category††
Great for choosing your top category††
Bank of America® Customized Cash Rewards credit card
Rewards rate
1% - 3%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
1% - 3% Cash back
Annual fee
$0
Welcome bonus
$200
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Great for travel rewards with no annual fee††
Great for travel rewards with no annual fee††
Bank of America® Travel Rewards credit card
Rewards rate
1.5xPoints per dollarAnnual fee
$0Welcome bonus
25,000PointsEditors' bonus estimate
up to $250
Rewards rate
1.5x Points per dollar
Annual fee
$0
Welcome bonus
25,000 Points
Editors' bonus estimate
up to $250
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Great for predictable payments††
Great for predictable payments††
Upgrade Card
Rewards rate
N/AAnnual fee
$0Welcome bonus
$400
Rewards rate
N/A
Annual fee
$0
Welcome bonus
$400
- Earn a $400 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- No annual fee
Great for rewards on everyday spending††
Great for rewards on everyday spending††
Wells Fargo Autograph℠ Card
Rewards rate
1x - 3xPoints per dollarAnnual fee
$0Welcome bonus
20,000PointsEditors' bonus estimate
up to $200
Rewards rate
1x - 3x Points per dollar
Annual fee
$0
Welcome bonus
20,000 Points
Editors' bonus estimate
up to $200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo's underwriting criteria.
- Select “Continue” to take advantage of this specific offer and learn more about product features, terms and conditions.
Great for a loan alternative with rewards††
Great for a loan alternative with rewards††
Upgrade Cash Rewards Visa®
Rewards rate
1.5%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
1.5% Cash back
Annual fee
$0
Welcome bonus
$200
- $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
Great for United rewards with no annual fee††
Great for United rewards with no annual fee††
United Gateway℠ Card
Rewards rate
1x - 2xMiles per dollarAnnual fee
$0Welcome bonus
20,000MilesEditors' bonus estimate
up to $426
Rewards rate
1x - 2x Miles per dollar
Annual fee
$0
Welcome bonus
20,000 Miles
Editors' bonus estimate
up to $426
- Earn 20,000 bonus miles
- No annual fee
Great for choosing your top category††
Great for choosing your top category††
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Rewards rate
1% - 3%Cash backAnnual fee
$0Welcome bonus
$300
Rewards rate
1% - 3% Cash back
Annual fee
$0
Welcome bonus
$300
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
Great for high flat-rate cash back††
Great for high flat-rate cash back††
Wells Fargo Active Cash® Card
Rewards rate
2%Cash backAnnual fee
$0Welcome bonus
$200
Rewards rate
2% Cash back
Annual fee
$0
Welcome bonus
$200
- Approval odds are statements made by Credit Karma and may not reflect Wells Fargo’s underwriting criteria
- Select “Continue” to take advantage of this specific offer and learn more about product features, terms and conditions.
Great for United flight credits††
Great for United flight credits††
United Quest℠ Card
Rewards rate
1x - 3xMiles per dollarAnnual fee
$250Welcome bonus
60,000MilesEditors' bonus estimate
up to $1,278
Rewards rate
1x - 3x Miles per dollar
Annual fee
$250
Welcome bonus
60,000 Miles
Editors' bonus estimate
up to $1,278
- Earn 60,000 bonus miles and 500 PQP after qualifying purchases
- Earn 3 miles per $1 spent on United® purchases
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.