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My score is 634 . Will it be hard to refinance at a lower rate ?
I had a bad score when I got my car .(first time buyers 18%) and now that my score has come up somewhat I would like to save a buck or two. But I don't want a bunch of hard hits on my credit to bring my score back down. Please help me .
Asked by
Andre620
1 year ago
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I would wait a bit longer until your score is over 650 to try getting a lower rate. Also, the longer you pay towards your loan the higher your score will get.
mattzzg1 1 year ago
Thats awful. I would also talk to your bank and see if they can offer something lower. Make sure you make your payments on time.
jarena82 1 year ago