Payoff Loan Reviews

Payoff Loan Reviews
4.8 out of 5 stars
30 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

5 5

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These reviews were written by current and former borrowers in the last year.

Aug 10, 2020
Quick and simple
Greulfam8 Borrower

This process was very efficient especially if you would have a hard time getting to a bank for a loan because of your work schedule. You just need to fill out the information and if you're qualified you will be presented with more than one option to choose from. It's a great system! 

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Aug 05, 2020
Credit Card Payoff
Ty82vet Borrower

The total process was easy, as easy as applying for a credit card.  You just need to have pay stubs readily available so you can upload them and a current bank statement.  I applied on a busy Friday and it was finalized - payment sent to my credit card company by the middle of the next week and the remaining funds was deposited into my bank account so I could pay my other card off.  The rates are very good and I look to save more than a few hundred dollars over the course of this loan.

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Aug 04, 2020
Pretty painless
Matt680 Borrower

the whole process is automated but straight forward

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Aug 04, 2020
Easy to apply, great customer service
uchania Borrower

PayOff made the process easy and seamless, from start to finish.  It alleviated a lot of anxiety, and a decision was made w/in minutes...with completion within a few days.  Thank you!

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Aug 03, 2020
Funded very fast
NapierK Borrower

Recently wanted to consolidate my credit card payments to a single one with a lower APR. Definitely took maybe a week to get funded. 

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Aug 02, 2020
Best loan offered on Credit Karma
20Antonia Borrower

I applied to other loans offered on Credit Karma and was denied or offered a lower rate at a very high interest rate. I opted for Payoff and received the best help!! 

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Jul 31, 2020
whip5588 Borrower

Got a loan from Payoff and the process was made easy to apply and quick answers and response from team. Loan approved and funding was quick also. Money saving. Thanks

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.