Happy Money

Reviews: Happy Money

Reviews: Happy Money

Happy Money

Overall lender rating

4.4
out of 5
924 reviews
from Credit Karma members

Most helpful positive review

Jun 16, 2021
Great opportunity
Credit Karma member

Application process was quick and easy and the money was in my account quickly. It’s been about 6 months since I got the loan and my credit score has increased dramatically, from 640’s to the 800’s. This loan was huge for me and the experience has been good all around

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Most helpful negative review

Aug 12, 2021
Horrible Experience
Credit Karma member

I have been back and forth with them for 2 months now. I trusted your company and invested my valuable time. I clearly indicated that the 1040 I will be providing for 2020 will be showing low income due to COVID, BUT current bank statements show my business recovered and that I make way more than even what you are asking. And JUST because they ask me to do my taxes and gave me the green light on my bank statements (income) I did my taxes! On the phone they said earlier ALL looks good only thing needed left is 1040. And I just got an email after this LONG journey that they do not accept me because my 1040 shows low income?? AND WHEN I CALLED THEM THEIR EMPLOYEE JUST HUNG UP ON ME AT THE END OF THE CALL. This is not professional and all their employees do have an attitude problem. Even DMV has a better treatment. If they are not happy working for you they should just QUIT. From beginning to end the entire process was torturous. I will do my best to be sure no one around me works with them.

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Member ratings

Application process
Customer service

All member reviews (924)

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65
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101
May 16, 2023
Would recommend
Credit Karma member

So far so good. Was fast and easy loan process.

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May 12, 2023
Better than my bank
Credit Karma member

Very easy process. I called a couple of times with questions, the staff was very helpful. They even had better rates for a personal loan than my bank. The money was deposited within the week that I applied. Overall it was a easy, quick and pleasant experience.

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May 10, 2023
Very happy
Credit Karma member

I was skeptical at first, there was multiple offers and I was trying to decide which one would be best for me. I did a little research and happy money what well reviewed. I put my application and submitted my income with the application and how do I own within three days with a low interest rate compared to offerings outside of Credit Karma. Would recommend to anyone who is looking to consolidate debt

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May 09, 2023
Best Lender
Credit Karma member

Great company, very understanding of situations and great customer service

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May 07, 2023
Easy
Credit Karma member

Easy application. Best interest rate. Quick funding (about a week from application to money in my bank account.) Lots of updates where my application was in the process.

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May 07, 2023
Easy, good interest rate
Credit Karma member

Fast, easy, straight forward.

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Apr 24, 2023
Very Grateful!!!
Credit Karma member

The application process can be very easy and quick if all your documents are available. The representatives are extremely nice and positive. I would definitely recommend using Happy Money to consolidate some debt. I am very pleased with their assistance.

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Apr 19, 2023
Lowest interest rates no hassle
Credit Karma member

They actually honored the rates they advertised. The application was quick and easy I had them money within a few days.

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Apr 16, 2023
Will definitely recommend
Credit Karma member

The process was surprisingly fast , when interacting with people, customer service was professional and accurate

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Apr 13, 2023
Good Experience
Credit Karma member

Good experience!

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1-10 of 924

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