Payoff Loan Reviews

4.6 out of 5 stars
18 Reviews

From Borrowers in the last year


Application Process

4 out of 5 stars

Customer Service

4 out of 5 stars

4.5 5

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These reviews were written by current and former borrowers in the last year.

Dec 10, 2017
Get a breath of fresh air.
Anonymous Borrower

Allows you to combine all your charge Cards into one low interest payment. You can pay overtime from 24 months 60 your choice

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Nov 08, 2017
Quick and friendly experience.
Anonymous Borrower

This loan is for credit card consolidation only.

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Oct 21, 2017
Abosolutley the best ever!!
Dingodogs Borrower

This is short sweet to the point loan I';ve ever applied for!!!.  And had the money in my and paid off all my cards plus some within 1 week!!

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Jun 11, 2017
Horrible customer service
Anonymous Borrower

I am  unable to login to my account. I contacted customer service regarding my issue. I am now going on 3 months and don't have access to my account. When in contact with customer service they just keep telling me they are looking into it and will get back to me.  They never get back to me.  

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Jun 06, 2017
Debt Consolidation Success
Anonymous Borrower

Great company, painless process. Currently I have 706 credit score.

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May 08, 2017
Easy Application &Finalization Process!
Kymberlim50 Borrower

It is so easy to apply, the documentation required isn't time consuming to obtain, the finalization process is quick and painless.  The money is direct deposited within a reasonable amount of time, and I paid my credit cards off the same day!! I would HIGHLY recommend PayOff to my friends.

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May 10, 2017

Do you mind if I ask, how much you were approved for and with what credit score?
thank you!

May 03, 2017
Simple! Quick! Easy! Great Support!
Anonymous Borrower

The quickness and simplicity of the process was immpressive. Customer Support was A+. Even received a hand written card thanking me for my business. Well played Payoff! 

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May 10, 2017

Do you mind if I ask, how much you were approved for and with what credit score?
thank you!

May 01, 2017
Great rates and easy to apply!
cfaure44 Borrower

I would highly recommend consolidating your credit card debt and using a loan from  The rates are low, and it's great for your credit rating!

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Mar 08, 2017
Quick and very easy
donekrider Borrower

Very easy loan application and the loan was processed quickly.  Paid off 8k in debt with much lower interest.

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Feb 06, 2017
$20,000 to pay off credit cards
Trafficer Borrower

 This is a very easy site to maneuver through. They are very friendly on follow up call. Only a 5 to 10 minute call. No embarrassing question. They really want to help you succeed. The paperwork they need is minimal. My situation was a little different because they wanted a utility bill with my name and address on it. I live far out from town and the post office doesn't deliver to the house so everything is addressed a P.O. Box. They said anything I could send to show my address was needed. I sent them my car registration which has the P,O, Box and my house address. They accepted that without any hesitation. This shows me that they really want to help and will work with you on a case by case basis. I had applied at another site before this, that wanted a lot of paperwork including tax returns. By the time I got everything to them they said they would review and get back to me. In the time it took them to review my paperwork, my loan quote expired. They came back with a new offer for twice the payments and almost double the rate wanting to know if I wanted to apply again. That's went I went back to credit karma and found Payoff. Glad I did. 

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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.