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Different credit scores
I recently signed up for a similar site as credit karma, called credit sesame which also has very handy tools and am satisfied so far. My question is, why do they show my credit score to be 62 points higher than this site reports it as being?
Asked by
imsofreakincrazy
7 months ago
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The are many things that affect a score. The bureau, the model, and the time. You have to control for all of those.
hardeight 7 months ago
First, creditsesame is Experian This uses Transunion. Secondly, the scores are not true fico scores eitehr -- they are other models. The reality is that there are many many many scoring models and it is unclear which one a lender will use. So use this for educational purposes mostly, to monitor how yoau re doing and togehter witht eh annualcreditreport.com free reports to montior the whole situation.
ladald 7 months ago