Credit Cards for Excellent Credit

Credit Karma Recommended Credit Cards Finding the best credit card can be a difficult task. At Credit Karma, we compare credit cards across dozens of credit card companies to give you the most up to date reviews and recommendations. Our featured credit cards have been declared the best credit cards based on user feedback, credit card interest rates, card benefits, and the way you plan to use the card. As a unique benefit, we also provide user feedback on credit score requirements and credit card limits. All of the reviews are free and you can apply online instantly. Search All Credit Cards

Featured Cards by Credit Score:

Updated: 9/1/2010

Excellent Credit Score (720 or Higher)

If you have excellent credit, you're at the top of the heap and the world is your oyster. You're virtually guaranteed approval for the top credit cards. With excellent credit, it's important that you choose a card based on how you use it to save the most money. Below are our favorite credit cards for excellent credit.

Capital One® Venture(SM) Rewards Credit Card

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2 miles per dollar on every purchase, every day
10,000 bonus miles when you spend $1,000 in your first 3 months
No limit on the miles you can earn and miles won't expire
Fly free on any airline, any time with no blackout dates
No foreign transaction fees
Exclusive award-winning customer service
Visa Signature® benefits like complimentary concierge and travel upgrades
First year's annual fee is on us

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Why we recommend it...

Excellent credit cardholders have something to be excited about with Capital One’s Venture Rewards Credit Card. You get no hassle, no limit airline miles with Venture’s rewards program for cardholders with stellar credit scores looking to seriously bulk up on their travel time. Earn miles faster by earning 2 miles for every dollar spent; plus, you never ever have to worry about blackout dates, seat restrictions, or being limited to specific carriers to redeem your miles. To jumpstart your jet-setting plans, Venture delivers 10,000 bonus miles when you spend $1,000 in the first 3 months.

The Venture Rewards Card takes all the fuss out of complicated reward-earning terms and gives optimal flexibility with redeeming your airline miles. With excellent credit like yours, you deserve the best travel rewards card to take you from here to there.

Pros:

2 miles per dollar on every purchase, every day
10,000 bonus miles when you spend $1,000 in your first 3 months

Cons:

Need Excellent Credit to qualify
Annual Fee

Credit Score Approval Data †

747

Average Credit Score Approved for this Card

700

Lowest Credit Score Approved for this Card

Discover® More Card - $75 Cashback Bonus

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0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

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Why we recommend it...

With the Discover More card, you get the most cash back possible and upgraded card benefits, with an unbeatable 5% cash back bonus in many categories including department stores, home improvement stores, movies, restaurants, and MORE. Discover still gives more with a current offer of $50 cash back after you spend $599 in purchases.

Discover More isn’t just about cash back; it gives great credit card terms for excellent credit: 0% APR on balance transfer up to 12 months and 0% APR on purchases up to 6 months. With no annual fee, Discover makes it easy to earn more, not spend more. If you do a lot of everyday shopping and typically don’t carry a balance, Discover More card is a great way to earn money while you spend it. Apply now to get more with your Discover than with any other credit card out there.

Pros:

No Annual Fee
$50 cash back bonus on your first $599 in purchases

Cons:

Need Excellent Credit

Credit Score Approval Data †

726

Average Credit Score Approved for this Card

648

Lowest Credit Score Approved for this Card

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.

† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.