Finding the best credit card can be a difficult task. At Credit Karma, we compare credit cards across dozens of credit card companies to give you the most up to date reviews
and recommendations. Our featured credit cards have been declared the best credit cards based on user feedback, credit card interest rates, card benefits, and the way you plan
to use the card. As a unique benefit, we also provide user feedback on credit score requirements and credit card limits. All of the reviews are free and you can apply online instantly.
Search All Credit Cards
Updated: 9/1/2010
If you have excellent credit, you're at the top of the heap and the world is your oyster. You're virtually guaranteed approval for the top credit cards. With excellent credit, it's important that you choose a card based on how you use it to save the most money. Below are our favorite credit cards for excellent credit.
Why we recommend it...
Excellent credit cardholders have something to be excited about with Capital One’s Venture Rewards Credit Card. You get no hassle, no limit airline miles with Venture’s rewards program for cardholders with stellar credit scores looking to seriously bulk up on their travel time. Earn miles faster by earning 2 miles for every dollar spent; plus, you never ever have to worry about blackout dates, seat restrictions, or being limited to specific carriers to redeem your miles. To jumpstart your jet-setting plans, Venture delivers 10,000 bonus miles when you spend $1,000 in the first 3 months.
The Venture Rewards Card takes all the fuss out of complicated reward-earning terms and gives optimal flexibility with redeeming your airline miles. With excellent credit like yours, you deserve the best travel rewards card to take you from here to there.
Pros:
Cons:
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
Why we recommend it...
With the Discover More card, you get the most cash back possible and upgraded card benefits, with an unbeatable 5% cash back bonus in many categories including department stores, home improvement stores, movies, restaurants, and MORE. Discover still gives more with a current offer of $50 cash back after you spend $599 in purchases.
Discover More isn’t just about cash back; it gives great credit card terms for excellent credit: 0% APR on balance transfer up to 12 months and 0% APR on purchases up to 6 months. With no annual fee, Discover makes it easy to earn more, not spend more. If you do a lot of everyday shopping and typically don’t carry a balance, Discover More card is a great way to earn money while you spend it. Apply now to get more with your Discover than with any other credit card out there.
Pros:
Cons:
Average Credit Score Approved for this Card
Lowest Credit Score Approved for this Card
* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on Provider's website.
† Credit Karma members have received approvals with these credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.
Understanding Credit Score Differences
February 27, 2008
230 Comments
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
260 Comments
Top 5 Credit Misconceptions
September 25, 2008
167 Comments