I started my credit repair journey January 2019 at a 525 credit score with a Citi Diamond Preferred Secured Credit Card along with disputing old debts and repaying some old debts I managed to raise the score to 588. I heard about SL from my father who highly recommended after reading mixed reviews I was still hesitant but figured I would try it anyway. I just enrolled into the $48 month for 12 year option plan from SL in the end of September 2019 and made my first payment October 2 2019. I just checked my FICO scores this morning and I'm currently at 627 after the first reported payment. I am super excited to see what will happen with credit score over the next 11 months. Make your payments on time people keep your credit usage low on credit cards (under 10%) and be patient credit repair isn't an overnight process but in less than a year I have risen over 100 points. I haven't finished the program yet so I cannot speak on how much of a hassle it is to get your money back at the end as I have read in many reviews but I will be back to update my review in October 2020 when I finish.
best of luck to you all on your credit journey.