I apllied for and was quickly approved in 2005 for a $20,000 loan.They had 3 interest rates according to your credit score. they were 6.99%,12.99% and 18.99%.I had a score of about 710.They gave me a 12.99% fixed rate (all their rates are fixed).i called them several times over the life of the loan and they were always very helpful and professional.I have made all my payments on time and as of 11-3-2012 I have made the final payment.You can do just about everything on their website.I highly recommend this company.Thank you discover!
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I got the offer 6.99 to 15.99. Was trying to get my hubby out of 15.99 on card debt. my credit score 790. 45k income. They wouldn't give anything better than 13.99. Took it coz it's better than 15.99. My fico score took a 27 point hit coz of the loan. Double loss. I've retired their two credit cards. Guess this interest is all they get from me. I have other cards so im not hurting it just makes me feel better. There is no loyalty coming from these leeches i tell you.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.