Yes, their rates are high but if you need money in a pinch they are there and complete the funding. Be sure to be able to afford their fees!. For example, a $100 in Texas for me cost $214 over a period of 10 payments ($110 was their CSO fee). Just completed paying last week, originated in June.
Overall didn't have any problems with them and even chatted with their customer support a time or two. You can pay off early and reduce some of the interest, but not the CSO fees. Also, they say they report to credit, but I never saw the entry on mine.