Rachel, was very helpful and right to the point. She recommended a program to get my credit score up to where it would generate better lending options. She is responsive to any questions sent via email as well. Will I feel the same if I can't a loan . . . yes, it has nothing to do with the service I received.
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I called this company in search of a loan and was totally scammed. I was looking for a debt consolidation loan. This company told me I had to pull my own credit score, which was just a sales pitch to get me to sign up for a credit monitoring service. After I received my scores, they tried to sell me into credit repair while promising me a loan. Now when I call back, I can't get my rep on the phone. So much for the promised loan.
I already told them my credit wasn't the best before doing anything. I think this company is simply a bait and switch or a part of the Lexington Law credit repair marketing team. I am not really sure they do loans at all.
If you need a loan, go to a direct lender.
Tracey Ann E.
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**Annual Percentage Rates, terms of loan, and monthly payments presented are estimated and were created based on analysis of information provided by the consumer and available rate information from lenders. While efforts have been made to maintain accurate information, the loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender. Lenders generally have a range of available APRs (for example, a lender’s range might be 2% to 12%) and only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, vehicle information, credit usage and history. All loans are subject to credit review and approval. Additionally, model year, loan-to-value, minimum loan balance mileage, income, debt, etc. restrictions may apply. When evaluating offers, please review the lender’s Terms and Conditions for additional details.