I enjoy using my SoFi credit card for all of my purchases. Previously, I would have to enroll with other cards to get more than 1% cash back. I would try to remember which card was giving me the most for buying groceries or gas, online purchases, or at restaurants. With my SoFi credit card, I don’t have to wonder; I get 2% back with every purchase. No annual fee! Plus my mobile carrier started charging me $18/month for my cell phone insurance and now I get free coverage using my SoFi credit card to pay my cellular bill. I am beginning to recognize even more benefits being a SoFi “Member” where they provide me with free financial planning and career counseling. How do they do this? I don’t know. That’s why I love it!
Overall card rating
Most helpful positive review
Most helpful negative review
All member reviews (38)
These ratings and reviews are provided by our users. Banks, issuers and credit card companies do not endorse or guarantee this content, are not responsible for it, and may not even be aware of it.
†† The opinions you read here come from our editorial team. Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.