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why did my credit score drop
My score went down 14 points last month and I'm trying to figure out why. My debt went down 5,000.00 last month, would lowering my debt drop my score? That seems opposite of what it should be. I only have one loan (mortgage) and I've never been late one time, and like I said I paid 5K on it last month. I've had no hard inquiries whatsoever, so I'm trying to figure out why my score dropped 14 points.

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