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Unpaid personal loan and current auto loan consolidation
about 2 years ago I opened a $7000 personal loan, shortly afterward I totaled my vehicle and financed a new one and fell behind on my personal loan, eventually not paying at all. I was curious as to how likely It would be to get approved to consolidate my old personal loan with my current car loan with a decent interest rate( below 20) and have the loan be long term so the monthly payments wouldn't be outrageous. Keep in mind my credit is around 520 due to the unpaid personal loans and little credit history.

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