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Reported derogatory marks in error
I have 5 derogatory marks on my credit report that I have contacted the collections agency about. It turns out, that the hospital, switched companies that did their billing because the old one, went out of business. But when they went under, they sold off their old debt. Being I was an employee of the hospital, each of those bills should have been expunged. After contacting the agency, they said they will have them removed from my credit report. It still has not happened, how long does it take?

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