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Auto Loan APR on Contract is Lower than What I'm Being Charged
I financed a car last year and the APR on the contract is 9.99%. I noticed on Credit Karma they are showing the actual APR based on term & payments to be 10.1%. I did some simple math and its true I am actually being charged 10.142%. The difference comes out to me paying about an extra $200 to the bank over the life of the loan. What should I do?

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