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Sony Card from Capital One®

Offered by: Capital One

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until April 2016, after that a variable 13.9% - 24.9% applies
  • No annual fee

Average Approved Score Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
639
Typical Low: 587
Typical High: 713
until April 2016    

0%

13.9% – 24.9%*

N/A

13.9% – 24.9%*

 

Variable

 

Variable

Additional Details

Click here for Additional Details

* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

$0

Saving Details

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$547

$547

$547

Value of Bonus Points

$50

$0

$0

Annual & Application Fees

$0

$0

$0

 

Savings

Total Annual Savings

$597

$547

$547

Total Savings over 3 Years

$1,692

Credit Card Usage Profile

Transfer a Balance
Edit
  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Note: Sample data consists of Credit Karma members who hold this card.

Compare Holders of This Card

Sony Card from Capital One® Cardholder Comparison Coming Soon!

We’re working hard to collect and analyze information about typical cardholders. When we have enough data available, you’ll see charts and statistics about this card, right here on Credit Karma. Check back often for updates!


21 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Approved! Helpful to 4 out of 5 people

I can't thank Capital One enough! After college, I neglected to make payments on my student loans for years and my credit score dropped horribly low beause of it. In the past 6-8 months I've began my credit recovery and began making payments on accounts and a car loan. My scores have risen (not great but A LOT better than they were) to what CK has as TU 599 and EQ 600. This is my 3rd, yes 3rd, Capital One card now! They must've ran Experian score for this card as it said on the disclosure my EX score was 559. All odd as I was denied for a Discover It card which showed my EQ FICO score as 633.

Anyways, approved for $750 CL on this card and also have the Quicksilver One and Classic Platinum Card with CL's of $500 in the credit steps program which promises to bump it by $250 on each card after 5 on time monthly payments. I've read reviews on those and those that use their cards frequently and pay frequently to a 0 balance before billing date have received in many cases a few THOUSAND $ CL increases (hoping for that as well!)

chassurf85's response was:    

 
Apr 20, 2015
Approved - Good Card with no Annual Fee Helpful to 12 out of 16 people

Im really surprised that I was approved for this card to begin with.  Ive been rebuilding my credit for about one year now and my FICO score is about 645.  Currently I have (2) Capital One Cards, both with annual fees, One limit is $750.00 and the other is $500.00, and Ive kept them both in very good standing.  I recently contacted Capital One for a credit limit increase and or an interest rate reduction and both requests were denied. I then applied for this Sony Card and was instantly approved for a $500.00 limit.  Im not sure what kind of system or review process that Capital One has in place, but sounds like its outdated or very odd in general. I find it very strange how Capital One will not grant a credit limit increase, however they will approve you for a brand new card?  

On the bright side, this card has no annual fee, so I will sock drawer this card and will close my other Capital One card that has a $500.00 limit and an annual fee.  This will save me $39.00 per year.  

21incalifornia's response was:    

 
Jan 01, 2015
APPROVED Helpful to 6 out of 8 people

I was approved for $500.00 Experian Score 582......24% but that's ok----Plan to use card as a back up for emergencies...

Vermontbear's response was:    

 
Jan 01, 2015

aphineone(3, 15)

APPROVED! (Post 4 yrs Chapter 7 BK) Helpful to 9 out of 9 people

Will be 4 yrs post BK as of March 2015 (Chapter 7).  Credit Karma score is currently 650.  Lots of inquiries (more than 20 in last 2 yrs). Applied based on reviews I saw online.  Approved for a $3000 CL. (WOW!) Recently approved for a Menards card: $400; Kohl's: $400; Sam's Club: $637 (how odd is that?); Best Buy:$2,000.00.   Hope this gives hope and help to anyone trying to get their credit game together (again).  Hang in there; it does get better......

aphineone's response was:    

 
Dec 25, 2014
Subpar Rewards System Helpful to 4 out of 5 people

Approved for $2500. 739 TU.

The $100 statement credit comes in after 2-3 months. 

The rewards system is subpar because their selection is overpriced. Any points you earn will be negated by the fact that everything can be bought cheaper elsewhere unless you're going to buy right when a product is released. The (large selection of) gift cards are $25 for 3500 points, $50 for 6500 points, and $100 for 12000 points; .71%, .77%, and .83% respectively. 
 

They sell mostly hardware and entertainment such as movies and music. There are also reverse auctions wherein items are sold at cheaper price as the day goes on. Anyone can access the rewards store by signing up for free so you could check it out for yourself.

Certainly, you earn 5x points whe you buy from their store. But you shouldn't ever be buying from their store in the first place. I can see how this would benefit heavy Playstation gamers but I don't see any other reason to use this card. 

I had originally got this card for the $100 statement credit for spending any amount. Besides that bonus, there are no real benefits to this card and I highly regret spending so little time researching it.

Oct 20, 2014

See all 21 Reviews of Sony Card from Capital One®

† Credit Karma estimates your Approval Odds by comparing your credit profile with data about other members who were approved for this product. Though Approval Odds do not guarantee approval, they can show you which products may be a better fit for you.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from January 2015 through June 2015. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.