Offered by: Capital One

Sony Card from Capital One®

  • Earn 5,000 bonus points after first purchase in your first 90 days
  • 5 points per $1 at Sony Store and store.sony.com
  • 3 points per $1 on dining out and movie purchases
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until February 2015, after that a variable 13.9% - 24.9% applies
  • No annual fee
671 Average Credit Score Approved for this Card
582 Lowest Credit Score Approved for this Card
Purchase Intro APR Purchase Regular APR Balance Transfer Intro APR Balance Transfer Regular APR
until February 2015    

0%

 

13.9% – 24.9%*

Variable

N/A

 

13.9% – 24.9%*

Variable

Additional Details
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

Offer Details:

Cash Advance Rate

24.9%* Variable

Annual Fee

$0

Late Fee

Up to $35

Cash Advance Fee

3%, Min: $10

Balance Transfer Fee

$0

Saving Details

Year 1

Year 2

Year 3

Balance Transfer Cost

$0

$0

$0

Interest Savings on Transferred Balance

$0

$0

$0

Interest Savings on New Purchases

$0

$0

$0

Value of Rewards on New Purchases

$508

$508

$508

Value of Bonus Points

$50

$0

$0

Annual & Application Fees

$0

$0

$0

 
Savings:
Total Annual Savings

$558

$508

$508

Total Savings over 3 Years

$1,575

Credit Card Usage Profile

Transfer a Balance

  • Balance to Transfer: $2,500
  • Monthly Paydown: $600
  • APR: 21.99%

Earn Rewards

  • $1,000 Monthly Spending
  • $45 Gas
  • $75 Groceries
  • $20 Travel
  • $50 Restaurants
  • $50 Entertainment
  • $760 Other

Establish or Build My Credit

Card Details
  • Annual Fee: $0
  • Minimum Deposit: $0

Finance a Large Purchase

  • Initial Purchase Amount: $3,000
  • Monthly Paydown: $60
How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers. These calculations are for illustration purposes only. If bonus is included in savings estimate, it is assumed offer qualifications are met.

Compare Holders of this Card
Credit Score
Credit Limit
Current Balance
Credit Limit Utilized
60+ Days Past Due Status
Age of Cardholder
Sample Size: 531
Data Created: October 01, 2013

20 Cardholder Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.

Most Recent Reviews

Hate this card!

I signed up for the card because they were having a promotion.  I was immediately approved.  The promo was $200 statement credit after spending $500 in 90 days.  Seems like a good promo as most only offer 1% cash back. Anywho, fast forward 4 months. I should have already receievd my credit. Their customer service is atrocious. They claim that was not the promo and would only offer 5,000 points. Fortunately, I saved the print out of the promo being offered when I applied.  They still won't budge. The worst customer serivce ever! Yes I loved being called a liar especially when I had the print out in hand!  

Apr 23, 2014
great

Well this card is awesome. I applied for the Playstation Store card but was sent this one...either way it works the same, just less points in the playstation store. While I don't shop sony.com I do use this card for the movies and entertainment alot. I love it. I already have enough points to redeem for some movies and stuff. If you do shop sony alot, I definitely recommend. The prizes for redemption are kind of cool. I really don't care what they are since they are technically free...anyhow this card is great

cecehollis's response was:    

  Apr 12, 2014

cecehollis(4, 12)

Review by cecehollis

4 Contributions 12 People Helped

Rewards could be better

I have been a Sony Card member for a long time (1999) prior to when Capital One purchased the cards (from Chase I think) as I used to buy exclusively Sony electronics back in the day; however, Sony products just don't excite me anymore.  The rewards that are offered on the SonyRewards site are not that great unless you like headphones, clock radios, digital cameras, flash drives, or watch blu-ray movies (who does that anymore?).  They also offer a few gift cards and AMC movie tickets, but nothing else that is too exciting.  Also, in order to earn 5x points at some retailers you have to send in a "bonus" application to get those points (they are not automatic, read the fine print first).  You do, however, automatically earn 3x points at all dining and movie establishments.  If you're a Sony fan, I guess this card would be for you.  I find the rewards limiting and would much rather use a cash rewards card that offers more flexibility in redeeming rewards points/dollars.

Apr 05, 2014
love this card Helpful to 0 out of 1 people

I shop on the playstation store alot and use this for that and movies. It does take awhile to build up the rewards but I shop the store alot so mine are building with no prob. no annual fee and simple to use. I love it

Apr 04, 2014
Excellent Card to have Helpful to 1 out of 2 people

If you are looking for a decent credit card features 3% rewards in useful categories, you might notice there are no other cards offering 3% in Dinning other than this Sony Card. You might say Chase Sapphire Preferred, but that costs $95 annual fee and requires way higher credit score to apply.

I applied this card Dec 16, 2013, got instant approved for $500 and the worst APR at 24.9%. I have a Experian Fico 685 by the time I applied. The benefit is, I was awarded $200 statement credit after spending $500 in the first three months. That's a deal among almost all credit cards w/o annual fee!

In terms of Sony Reward points. I'm a photography enthusiast and I spend on average $2,000 a year on those gears and glasses. Sony has the best cameras in the market and I feel those reward points pretty valuable to me. You can also get 10% off the market price since you a Sony Card member, which also boosts the value of those points.

If you feel Sony points useless to you, then please do NOT apply for this card, but otherwise it's a decent card to have in your wallet to get 3% reward on dinning and movies, which you cannot get elsewhere for all year long.

Chenbing's response was:    

  Feb 19, 2014

Chenbing(8, 13)

Review by Chenbing

8 Contributions 13 People Helped

See all 20 Reviews of Sony Card from Capital One®

† Credit Karma members have received approvals with these TransUnion New Account credit scores. These approval metrics are only guidelines and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.