Journey® Student Rewards from Capital One® can help young consumers build credit and earn rewards.
What to Like
Cardholders earn 1% cash back on all purchases, plus a 25% bonus on earned cash back each month that the bill is paid on time. These rewards won't expire for the life of the account, and there’s no annual or foreign transaction fees. Capital One® also provides email and text alerts and tools to help you learn about your credit.
Look Out For
Cash back is great! Just make sure to always stay within your budget when racking up those rewards. Based on your credit profile, you may also start off with a credit limit as low as $300, so it's important to watch your credit utilization.