Rewards rate
1x - 3xPoints per dollarAnnual fee
$99Welcome bonus
60,000PointsEditors' bonus estimate
up to $810
Additional rates & fees
- Annual fee
- $99
- Intro purchase APR
- N/A
- Regular purchase APR
- 20.99% - 27.99%* Variable
- Intro balance transfer APR
- N/A
- Regular balance transfer APR
- 20.99% - 27.99%* Variable
- Cash advance APR
- 29.74%* Variable
- Cash advance fee
- 5%, Min: $15
- Late fee
- See Terms*
- Penalty APR
- Up to 29.99%
- Balance transfer fee
- 5%, Min: $5
- Foreign transaction fee
- $0
- Return payment fee
- See Terms*
* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.
Card details
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car rental partners.
- Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- 2 EarlyBird Check-In® each year.
- Member FDIC