Mastercard® Gold Card™

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  • 24K-Gold Plated Stainless Steel - Patented Card Design Luxury Card Rewards Program 
  • 2% Value for Airfare Redemptions 
  • 2% Value for Cash Back Redemptions 
  • 24/7 Luxury Card ConciergeTM 
  • Exclusive Luxury Card Travel Benefits 
  • $200 Annual Airline Credit Toward Qualifying Purchases 
  • $100 Global Entry Application Fee Credit 
  • Luxury Gifts  
  • Members-Only LUXURY MAGAZINE 
  • Annual Fee: $995 ($295 for each Authorized User) 5.99% Variable APR on Purchases and Transfers 
  • 0% Introductory APR on balance transfers made in the first 45 days after account opening 
Annual Fee:
$995; $295 for each additional user
Purchase Intro APR:
N/A
Purchase Regular APR:
15.99%*
Variable
Balance Transfer Intro APR:
0% intro
(15 Billing Cycles) on qualifying transfers
Balance Transfer Regular APR:
15.99%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 26.24%* Variable
Cash Advance Fee 5% Min: $10
Late Fee Up to $37
Penalty APR N/A
Balance Transfer Fee 3% Min: $5
Foreign Transaction Fee None
Return Payment Fee Up to $37

Rewards

All Purchases

1 point per dollar

No cap on spending

Airfare

1 point per dollar

DOUBLE POINTS when redeemed for airfare


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Kbaker80
Great Card Fee to much..
by Kbaker80
Helpful to 1 out of 4

I just got the card I have a platinum Amex as well. Both cards are the best of the luxury card segment for the none super rich. I will have to see if the gifts they send will make up for the 400 dollar fee difference between the two. But so far so good..

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
UPTHEWAZZOOO
ANNUAL IS DISGUSTING
by UPTHEWAZZOOO

Don't get dupped on this card.  I signed up for it and got it!  I was told there was NO ANNUAL FEE!   WRONG, they LIED TO ME, cancelled the card less than 24 after activating it.

ANNUAL FEE is $ 995/year!   That equals $75/month just to carry it.


Our Take

The Mastercard® Gold CardTM is a high-end credit card that even looks luxurious.

What to Like

Let’s start with the obvious: This thing is plated in 24-karat gold. That’s something to like. Cardholders also get access to a lot of perks, including a $200 annual airline credit, access to VIP airport lounges, $100 toward a Global Entry application fee and periodic luxury gifts that you’ll receive in the mail.

Look Out For

This is a high-end card, so cardholders will usually have strong credit scores. There’s a $995 annual fee and a $295 annual fee for each additional user.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2017 through August 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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