First Progress Platinum Elite MasterCard® Secured Credit Card

Apply now
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
Annual Fee:
$29
Purchase Intro APR:
N/A
Purchase Regular APR:
19.99%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.99%* Variable
Cash Advance Fee 3%, Min: $10
Late Fee Up to $38
Penalty APR See Terms*
Balance Transfer Fee N/A
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Mk2486
Serves its purpose
by Mk2486
Helpful to 167 out of 176

I'm shocked by some of the recent reviews that I've read about this card. Other than the annual fee, it's just like any other credit card. The reviews that state you can't make online payments are false. I make my payment online every month. No problem. I've hard this card for a little over 4 months and it serves its purpose. Everyone shouldn't get so wrapped up in interest rates because as long as you pay the card off monthly, you don't pay interest. I'm starting to think some of these reviews are just made to be negative because a lot of the information being shared is false. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
This card is trash. Scam!!stay away
by Anonymous
Helpful to 63 out of 73

These guys only care about their money never want to help you out. If you don’t pay your bill at least ten days in advance then they charge you basically 40 dollars for a late fee lol so be prepared to see a charge basically every month. I’m guessing that’s how they stay a float. They don’t even have an app to check what you balance is purposely so they can collect their late fee. Buyer beware stay away!!!


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from July 2017 through December 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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