Min. deposit
$200
Refundable
Regular purchase APR
24.99%* Variable
Annual fee
$29

Additional rates & fees

Annual fee: $29

Intro purchase APR: N/A

Regular purchase APR: 24.99%* Variable

Intro balance transfer APR: N/A

Regular balance transfer APR: N/A

Cash advance APR: 29.99%* Variable

Cash advance fee: 3%, Min: $10

Late fee: Up to $41

Penalty APR: See Terms*

Balance transfer fee: N/A

Foreign transaction fee: 3%

Return payment fee: Up to $28

* See the online provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty. When you click on the "Continue" button, you can review the credit card terms and conditions on the provider's website.

Card details

Build, Strengthen, Or Rebuild Your Credit Starting with a $200 Deposit.¹
No Credit History or Minimum Credit Score Required for Approval
View Statements, Make Payments & MORE on the First Progress Mobile App!
Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000
Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
Good for Car Rental, Hotels; Anywhere Mastercard is Accepted
Break Down Credit Barriers with the First Progress Elite Secured Card Today!
Receive Your Card More Quickly with Expedited Processing!
¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.