Merrick Bank Double Your Line™ Visa® Credit Card

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  • See if you are Pre-Qualified in less than 60 seconds without harming your credit score.
  • Double Your Line by making at least your minimum payment on time each month for the first 7 months your account is open. After you make your payments, the increase is automatic. 
  • Get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Fee.
Annual Fee:
See Terms*
Purchase Intro APR:
N/A
Purchase Regular APR:
See Terms*
Balance Transfer Intro APR:
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Balance Transfer Regular APR:
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Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee See Terms*
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
whdens
Outstanding card and offer!
by whdens
Helpful to 42 out of 44

Received the pre approved offer by mail to double the credit line. Cedit score horribly in the mid 500's.  I was approved shortly after applying.  Did not use the card much but when I did, paid it off in full most of the time. Credit score went up 30, 50 and then 75 points.  Exactly seven months later my credit limit automaticall doubled from $700 to $1,400 and my credit score rose another 50 points.

I highly recommend this card to anyone looking to build or, as in my case, rebuild their credit.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
mhskelton
Fraud
by mhskelton
Helpful to 17 out of 17

I contacted this company the day fraudulent changes were placed onto my account.  I couldn't se them online, but i could see my credit limit was maxed out.  All of the charges were to Segpay (whatever that is).  This company does not do things like other companies.  Even though these charges are nothing remotely similar to any charge from your history, they still assume it's you.  Basically, you made the charges and theyre going to investigate to see if you, the customer, is being truthful.  Two weeks after I reported the charges, they were still on my account.  According to Zack, it could take upto 50 days to remove the charges if they find they are fraudulent.  In the meantime, your credit score is lowered.  Not to mention they make you feel like a criminal instead of a victim.  

Other than this, the company has been great.  However, this is a very big deal.  


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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