Merrick Bank Double Your Line™ Visa® Credit Card

Cardholders' Choice i
Cardholders' Choice i
  • See if you’re Pre-Qualified in less than 60 seconds without impacting your credit score.
  • Double Your Line by making at least your minimum monthly payment on time for the first 7 months.
  • Get your updated FICO® Score each month when it is provided to us from the credit bureau.
  • $0 Fraud Liability protects you from unauthorized charges.
  • Online and mobile Account Access.
  • No Penalty Rates or Over Limit Rates
Annual Fee:
See Terms*
Purchase Intro APR:
Purchase Regular APR:
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Balance Transfer Intro APR:
Balance Transfer Regular APR:
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Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate See Terms*
Cash Advance Fee See Terms*
Late Fee See Terms*
Penalty APR See Terms*
Balance Transfer Fee See Terms*
Foreign Transaction Fee See Terms*
Return Payment Fee See Terms*

Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Continually increasing credit limit
by neiberg21
Helpful to 39 out of 39

I was appproved for this card a lttle over a year and a half ago with a low 600's credit score for a $500 limit. I have paid on time every month. It initially doubled after the 6th payment. I currently have a $2500 and my credit score is now just under 700. I love this card with the exception of the $4 mothly "maintainence" fee and the fairly high interst rate. The best thing to do is keep the balance low or pay off what you charge each month. Overall I am pleased with this card!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
by Anonymous
Helpful to 25 out of 31

I think that Merrick bank should stop with there lying saying your pre-approved!!!! Your actually selected by pre-screening that Is why when you get offer after offers and when you finally apply they deny you. That's exactly what happened to me and the bad thing is It stays on credit for 2years and you drop a few points. Great thing Is I now wouldn't apply even as my credit score continues to get better! People as I say again apply with CAPITAL ONE!! They are there to actually help your credit not hinder it and if you get a pre-approval from them you will be approved! I love them!

Our Take

If you’re looking to build your credit, the Merrick Bank Double Your LineTM Visa® Credit Card might make sense for you.

What to Like

While your credit limit might start off relatively low if you’re approved, Merrick Bank will double your credit line if you make at least the minimum monthly payment on-time for the first 7 months your account is open. It’s also easy to find out if you’re pre-qualified before you actually apply, and you can see your pre-qualified APR and credit limit before making your application decision.

Look Out For

Like other cards that are primarily aimed at consumers looking to build their credit, credit limits here are relatively low and APRs are relatively high. There’s also no rewards or cash back with this card.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2016 through September 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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