Costco Anywhere Visa® Card by Citi

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  • Exclusively for Costco Members: Go Big with Cash Back Rewards
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
Annual Fee:
$0
Purchase Intro APR:
0%*
(7 Months)
Purchase Regular APR:
15.99%* Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
15.99%* Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee 5%, Min: $10
Late Fee See Terms*
Penalty APR Up to 29.99%
Balance Transfer Fee 3%, Min $5
Foreign Transaction Fee 3%
Return Payment Fee See Terms*

Rewards

All Purchases

1% cash back per dollar

No cap on spending

Gas

4% cash back per dollar

4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter

Restaurants

3% cash back per dollar

3% cash back on restaurants and eligible travel purchases


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
convenient card with good rewards
by Anonymous
Helpful to 21 out of 21

Easy to apply, online or in-person. I applied in-person, had a credit score of 793, and was approved instantly for a credit limit of ~15%/income level. Rewards make this card worth it for me - major caveat is that the rewards can only be redeemed at Costco. Not a problem personally, but may be for others. 

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
Anonymous
IT SUCKS! WHERE IS THE ZERO STAR RATING
by Anonymous
Helpful to 10 out of 11

Costco Citi Card Sucks! Their customer service is terrible. They repeatedly push you back to the the vendor even though the account error is made by Citi. We have had to deal with Citi customer service more often in the short time since Costco switched to them then we ever had to with American Express. Transaction reversals are repeatedly left on the account even though the vendor reverses them immediately. Citi refuses to address them telling us to contact the vendor. They give conflicting answers regarding the reversals, sometimes saying that they will disappear in 30 days, sometimes saying that if the vendor doesn't correct them the charges will go through even though the vendor dealt with the reversal immediately. Their web interface is much less capable than that of American Express regarding transaction info and reporting. PLEASE COSTCO, DUMP CITI AND GO TO ANOTHER MORE FRIENDLY CARD COMPANY!

 


Our Take

The Costco Anywhere Visa® Card by Citi offers impressive rewards for Costco members.

What to Like

The rewards here are pretty great, highlighted by 4% cash back on gas purchases (up to $7,000 in purchases each year). Cardholders also get 3% cash back on restaurant and eligible travel purchases, 2% on other Costco purchases and 1% on all other purchases. To top it off, there’s no annual fee besides the cost of your Costco membership.

Look Out For

To get this card, you have to be a Costco member, which of course comes with an annual fee. There’s also a foreign transaction fee and a high penalty APR that could apply if you miss a payment.

Similar Offers

† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from September 2016 through February 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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