Capital One® Savor℠ Cash Rewards Credit Card

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  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.49% - 24.49% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.49% - 24.49% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees    
Annual Fee:
$0
Purchase Intro APR:
0%
(9 months)
Purchase Regular APR:
15.49% - 24.49%*
Variable
Balance Transfer Intro APR:
0%
(9 months)
Balance Transfer Regular APR:
15.49% - 24.49%*
Variable

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 24.49%* Variable
Cash Advance Fee See Terms*
Late Fee Up to $35
Penalty APR None
Balance Transfer Fee 3%
Foreign Transaction Fee None
Return Payment Fee See Terms*

Rewards

Welcome Bonus

Earn $150 after you spend $500 in the first 3 months.

All Purchases

1% cash back per dollar

No cap on spending

Groceries

2% cash back per dollar

Restaurants

3% cash back per dollar


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
Anonymous
No better or worse than Cap1 Quicksilver
by Anonymous
Helpful to 59 out of 62

No introductory APR offer. My starting limit was 10k at 750 FICO, which I consider to be a pretty good starting limit that is inline with their Quicksilver and Venture starting limits in my opinion. I dont understand why other reviewers are posting that the card has an annual fee when it does not. I would keep the original terms that are mailed to you just in case, but it really isn't necessary. Seems like a decent rewards card to me.

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Negative Review
DolladollaBillYall
Hope Springs Eternal, but Time will Tell
by DolladollaBillYall
Helpful to 56 out of 67

This card is relatively new, Capital One still hasn't promoted it on their website, nor have they found a third celebrity to be the face of this product. It's nice to have 3% on dining, but I'm not sure if Cap1's 3-2-1 program will keep my interest.

I do plan to keep the account open since I took the inquiry, but I may just combine this with my QS just to shoot up my balance ad retrain the WEMC status.

There isn't an intro APR and the cash back bonus isn't much to write home about, so this card may wind up as wallet candy.


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from April 2017 through September 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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