The Blue Business℠ Plus Credit Card from American Express

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  • Get rewarded for business as usual. Earn 2X points on everyday business purchases such as office supplies or client dinners.
  • 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. 
  • Enjoy the flexibility to put more purchases on the Card and earn rewards when you buy above your credit limit*. 
  • More buying power for your business* means more opportunities to earn points. That’s everyday business with the new Blue Business Plus Card. 
  • *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. 
  • 0.0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.24%, 16.24% or 20.24%, based on your creditworthiness and other factors as determined at the time of account opening. 
  • No Annual Fee     
  • Visit our credit card partner’s site in order to learn more and securely apply for The Blue Business℠ Plus Credit Card from American Express
  • Terms Apply
Annual Fee:
$0
Purchase Intro APR:
0%
(15 Months)
Purchase Regular APR:
12.24% - 20.24%*
Variable
Balance Transfer Intro APR:
0%
(15 Months)
Balance Transfer Regular APR:
12.24% - 20.24%*
Variable

Details, Rates & Fees

Click here for Additional Details

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate 25.99%* Variable
Cash Advance Fee See Terms*
Late Fee Up to $38
Penalty APR 29.99%* Variable
Balance Transfer Fee 3%, Min: $5
Foreign Transaction Fee 2.7%
Return Payment Fee $38

Rewards

All Purchases

1 point per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
OcPharaoh
Best in the market!
by OcPharaoh
Helpful to 16 out of 16

2 MR for the first $50K is hard to turn down, I've blue for business and approved for this card and can't wait to receive it! My score is 750 FICO and to my surprise Amex didn't pull my report as I've credit monitor and didn't get any alert after applying, instantly approved for 3K which is the case with Amex but usually within 3 months they triple my limit. Now this card allow you to transfer points to travel partners with no annual fee and doesn't show on your credit report since it's business card, with 20K bonus and 12 months 0% for purchase and balance transfer this card is no brainer as now I can cancel my gold premier card before the annual fee hits and still keep my points alive. I would recommend this card to anyone, plus best in class customer service you would be getting from Amex :) good luck

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
OcPharaoh
Best in the market!
by OcPharaoh
Helpful to 16 out of 16

2 MR for the first $50K is hard to turn down, I've blue for business and approved for this card and can't wait to receive it! My score is 750 FICO and to my surprise Amex didn't pull my report as I've credit monitor and didn't get any alert after applying, instantly approved for 3K which is the case with Amex but usually within 3 months they triple my limit. Now this card allow you to transfer points to travel partners with no annual fee and doesn't show on your credit report since it's business card, with 20K bonus and 12 months 0% for purchase and balance transfer this card is no brainer as now I can cancel my gold premier card before the annual fee hits and still keep my points alive. I would recommend this card to anyone, plus best in class customer service you would be getting from Amex :) good luck


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from June 2017 through November 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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