SimplyCash® Plus Business Credit Card from American Express

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  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back. Get cash back on business purchases, even those above your credit limit.
  • 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
  • 3% on the category of your choice from a list of eight and 1% cash back on other purchases.
  • 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement.
  • Visit our credit card partner’s site in order to learn more and securely apply for the SimplyCash® Plus Business Credit Card from American Express
  • Terms and limitations apply
Annual Fee:
$0
Purchase Intro APR:
0%
(9 Months)
Purchase Regular APR:
13.24% - 20.24%*
Variable
Balance Transfer Intro APR:
N/A
Balance Transfer Regular APR:
N/A

Details, Rates & Fees

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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Cash Advance Rate N/A
Cash Advance Fee N/A
Late Fee Up to $38
Penalty APR 29.99%* Variable
Balance Transfer Fee N/A
Foreign Transaction Fee 2.7%
Return Payment Fee $38

Rewards

Welcome Bonus

Earn $200 after you spend $5,000 in the first 6 months.

All Purchases

1% cash back per dollar

No cap on spending


Cardholders' Reviews

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Positive Review
JamielCotman
by JamielCotman
Helpful to 20 out of 20

I've always loved American Express. They're amonst my highest credit limit approvers. So I knew to use Simply Cash when shopping for business credit. Not to my suprise, my STARTING credit limit was $9,000. Never used that much but imagine if I apply for more. Finally, thier online interfaces and overal customer experience is amazing. They have dashboards that connect with Quickbooks and can seamlessly correspond with your business and other checking accounts
Excellent product!

The following information and reviews are brought to you by Credit Karma and/or its users. Banks, issuers, and credit card companies do not endorse or guarantee, and are not responsible for this content.
Most Helpful Review
JamielCotman
by JamielCotman
Helpful to 20 out of 20

I've always loved American Express. They're amonst my highest credit limit approvers. So I knew to use Simply Cash when shopping for business credit. Not to my suprise, my STARTING credit limit was $9,000. Never used that much but imagine if I apply for more. Finally, thier online interfaces and overal customer experience is amazing. They have dashboards that connect with Quickbooks and can seamlessly correspond with your business and other checking accounts
Excellent product!


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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.

‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from May 2017 through October 2017. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.

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