- Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
- Terms & Restrictions Apply.
- Take up to 60 days to pay with no interest, if you pay your minimum due.
- Use the power of the Plum Card to buy big for your business.
- Unlock new opportunities with a spending limit that can grow with your business.
- Additional Employee Cards at no annual fee - and an early pay discount on employee spending.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- Visit our credit card partner’s site in order to learn more and securely apply for The Plum Card® from American Express OPEN
Details, Rates & Fees
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* See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.
| Cash Advance Rate | N/A |
| Cash Advance Fee | N/A |
| Late Fee | See Terms* |
| Penalty APR | N/A |
| Balance Transfer Fee | N/A |
| Foreign Transaction Fee | None |
| Return Payment Fee | $38 |
Cardholders' Reviews
Love this card. I take full advantage of the pay later option. Use this mostly for my business car expenses like gas and repairs as well as eating out. My business is still in the baby phase. I have the capital but not the website up yet. Amex didnt seem to mind. Barclays denied me for their hawaiian airlines business card stating i needed 5 years of establishment when i already have their personal hawaiian airlines and arrival plus card. Soft pull though because i show them the love and spend big. Always call amex before u make large purchases, theyll tell u off the bat if youll be denied. I like that. The 250 fee is worth it so far.
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† Credit Karma looks at how your credit profile compares to other Credit Karma members who were approved for this product. Of course, there's no such thing as a sure thing, but knowing whether your Approval Odds are Very Good, Good, Fair or Poor may help you narrow down your choices.
‡ Average score refers to the arithmetic mean, typical low score to the 5th percentile and typical high score to the 95th percentile of, in each case, available VantageScore 3.0 credit scores provided by TransUnion of Credit Karma members who were approved for this product from March 2016 through August 2016. Average and typical approved scores are provided as guidelines only and approval is not guaranteed. You can learn more about credit card approval through our in-depth article.