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I was shopping around and I ended up at a few different dealerships. Now I have 29 hard inquiries on my credit report from these banks. I did not want them to go to all these banks and certainly did not give these banks permission to run my credit report.
Asked by
johnnybj03
3 months ago
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you can call the credit bureau's and dispute them....29 is an awful amount of inquirys....if you did it all within in 2 weeks it shouldn't have had that many on your report
jrhenry11 3 months ago
I did them all within two weeks. So i should call the credit bureaus and ask them to take it off my report?
johnnybj03 3 months ago
This has happened to me. When I go to an auto dealer, lets say a Toyota dealer. I authorize that dealer to only apply for credit with Toyota Financial. No one else. IF i receive denials from other lenders, I write them and indicate that the auto dealer did not have my permission to apply for credit, with them. 80% of them, will remove the inquiry. To help even further, when I apply for credit and I sign the credit app, I add a note next to my signature indicating that only ONE inquiry is permitted and who I allowed. That stops the aut dealer from sending it to 30 different banks looking for an approval. Hope this helps. It has worked for me.
by401 3 months ago