My grandmother opened a savings account for me when I was younger which had a zero balance and was dormant for 4 years. I heard about their fast track checking where you get paid 2 days earlier with MCU so I signed up. While speaking to the account specialist to open a checking account I inquired about a credit card. I had a 615 credit score and decided to apply. Written application that they mail in. They didn't tell me I was approved or denied but when I went to check my fast track checking to see if my check was deposited I saw a credit card also on my mobile banking with a $500 limit! They've won me over already. Get paid 2 days early and start me off with a $500 limit? Great to me
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They aren't easy to get loans and rebuild credit even if you've satisfied all of your debt with them, I've had personal loans, car loans all paid in full, after loosing my job, I turned to them a for a small loan and was denied time after time again, I'm a bit disappointed, there' s no sloaylty to long existing customers trying to get bac k on their feet.