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Will this raise my score?
My bank offers a fresh start loan up to $1000 for those with bad credit and report to the 3 credit bureaus. I do not have any open credit cards at all only 1 car loan. I cannot get any unsecured credit cards but only secured ones. My plan was to get the fresh start loan and use the money I get to get 2 secured credit cards which also report to all 3 credit bureaus. I only plan to use these cards for gas since my job reimburses me for my mileage and I travel alot. Will this plan work to bring my credit score up? If so about how many point could it raise? Credit is bad because of credit cards not being paid and put into collections. I am now more educated on my finances and do not plan on repeating the same mistake twice.

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