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Why my score drops every month?
I opened a new account 5 months ago. There is no hard inquiry, no late payments, no changes what so ever except the payment of credit card every month. My billing cycle starts on 10th of every month. I noticed the following trend. Every month in the beginning (mostly before 10th of each month), there is a drop of 5-7 points in my credit score. I always pay my credit bill on around 13-15th of the month. Soon after I pay my credit card, I get increase of about 3-5 points in my credit score on CK. So finally I have reduction of 2 points in my credit score every month. Does this sound weird to anybody? Or is this totally normal?

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