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So my credit report says my on time payments are great, have no open credit/credit history...what?
My credit rating/score: awesome
My payment history: awesome
My credit history: 0 with no current open accounts......what?

How is it possible that it can tell me it knows my payment history....without acknowledging where those payments are going?

Note: I JUST signed up. I received the above info when I signed up. My CC is not linked to CK because apparently my Credit Union doesn't exist on CK. (which would be a cool thing to be able to look up BEFORE people sign up...but that's a completely different story, I probably just missed it).

Anywhoo...HELP! Can somebody please help me understand? Thank you for your time.

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